Insurance Your details only

Started by markiii, February 5, 2004, 18:26

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MisterK

#225
Quote from: "Les"Any general comments:This is a multi car policy with my wife's Toyota IQ2 being the same price so a total policy price of £364.02 for both cars

Just got my '2' covered with Aviva on Multicar.  04 reg MR2 with all mods covered and 6 month old Toyota Auris Hybrid £380 all in, so can't be bad!  Moved away from Admiral as they wouldn't cover Auris with New for Old and they put the premium up by £20 as I'm now retired!!!  No longer using the MR2 to commute to work and milage reduced and they put the premium up.  Bonkers.
MARK K - Original Owner/ \'Best In Class\' winner, \'Show n Shine\', MR2DC National Event 2017.

MR TWO

#226
Owner - Me
Age - 53
No claims bonus: 1
Convictions - 0
Claims - 0
Any other drivers? - None

Year of Roadster - 2000
Colour - Silver
Gearbox - 5sp - Manual

Location - Stoke on Trent
Parked - Residents car park

Insurance Company - Chris Knott /Highway Insurance


10 month or 12 month policy? - 12month
Total Cost - £250
Excess: Compulsory=£200, voluntary=£0


Business Cover? - No
Trackday Cover? - No
annual mileage? - 8000
EU Cover: - 90 days

Claim Experience if Any?- None

Any General Comments
My premium last year was 383.  One years NCB and some bartering brought it down almost 35%.  Very happy and really friendly helpful sales people.  Ask for Kim and Ian.
Don't be afraid to ask for a better price.  Whats the worse thing that could happen - they say no! I had quotes of 1081 , most came in aroundaround 350 to 400
1MZFE, Emerald ECU, LSD, BC coilovers, custom middle & front under brace, F / R strut brace. Slotted discs & yellow pads, Blue flame exhaust.
Carrera leather seats, Davids bars, Focal subwoofer & voce speakers & bling !
TRD Stage 2 F & R spoilers,  Haltezza bonnet, C1 side vents, JDL rear panel

Lee H

#227
Owner: Me
Age: 33
NCB: 9 years protected
Convictions: None
Other drivers: Girlfriend

Year of Roadster: 2000
UK/EU/Jap: Jap
Colour: Black
Gearbox: Manual 6sp
Hardtop: No

Location: Oldham (terrible postcode)
Garaged or drive: Drive
Insurance Company: Brentacre
10 or 12 month policy: 12
Total cost: £395, £300 excess

Type of cover: Fully comp

Modifications: Suspension, wheels, 2ZZ conversion, exhaust, filter, facelift interior
Value of Mods covered: Yes

Business cover: No,
Trackday cover: No

Claim experience: None

Any general comments:
2000 black Roadster - hardtop, 16" Rota Grids with T1R\'s, TTE springs, TRD bodykit, JDL spoiler, 2.0 16v turbo swap with forged internals, Apexi AVCR, Apexi intake, ST205 chargecooler, JP custom exhaust, Accord Type R Recaro\'s

Chabsy

#228
Owner Markiii
Age 48
Convictions none
Any other drivers? Missus

Year of Roadster 03
Uk
Colour Silver
Gearbox Manual
Hardtop? Nope
Location Middx
Garaged? Yes or drive

Insurance Company LV

10 month or 12 month policy? 12month
Total Cost £360
Modifications exhaust.
Is the Value of Modifications Covered? no

SDP = Commuting

Claim Experience if Any? None to date

Any General Comments

LV are well rated I could have paid £270 with Admiral

moshie

#229
Owner Me
Age 58 15+ years no claims
Convictions None
Any other drivers? Yes the wife

Year of Roadster 52
Uk / EU / or J-spec UK
Colour Silver
Gearbox Manual
Hardtop? Yes

Location Norwich
Garaged? Yes

Insurance Company Aviva
Underwriter if Applicable

10 month or 12 month policy? 12month
Total Cost £165.50  ( £150 excess)

Modifications TTE Exhaust, TTE Style bar, TTE (Matt's) Underbody brace, BMC air filter, "Taiwan" Lip spoiler
Is the Value of Modifications Covered? Not sure didn't ask

SDP & commuting

Claim Experience if Any? None to date

Any General Comments

"£20 online renewal discount" applied even though I phoned up to tell them about the mods............

Anonymous

#230
I notice one detail missing on this thread that makes a big difference to the premium people pay and that is how much excess they volunteer, just get quotes for £150 excess and £500 excess and you will see what I mean.

insx

#231
Owner insx
Age 42
0 years no claims (1st policy ever in my name)
Convictions none
Any other drivers? Wife

Year of Roadster 2001
Uk / EU / or J-spec UK
Colour Black
Gearbox Manual
Hardtop? No

Location Essex
Garaged? No

Insurance Company Chris Knott
Underwriter Highway

10 month or 12 month policy? 12month
Total Cost £285 (inc £20 admin fee)

Modifications None
Is the Value of Modifications Covered? N/A

Business Cover? No
Trackday Cover? No

Claim Experience if Any? None to date

Any General Comments
£225 excess
4000 miles p/a

HFB

#232
Owner HFB
Age 49 with 10+ years no claims
Convictions None
Any other drivers? Yes the wife

Year of Roadster 1999
Uk / EU / or J-spec: J-Spec
Colour Silver
Gearbox Manual
Hardtop? No

Location West Sussex
Garaged? Yes

Insurance Company RAC
Underwriter unknown

10 month or 12 month policy? 12month
Total Cost £307

Modifications None
Is the Value of Modifications Covered? N/A

Business Cover? SDP
Trackday Cover? No

Claim Experience if Any? N/A
2000 Roadster
Silver (Blue go faster stripe)
2ZZ, Miester Zeta CRD+ Coilovers, Megillian Custom Exhaust & Underbody Brace and 1/2 cage (and working soft top), Patrick Chambers Enclosed air intake and oil cooler, badly re-furbed alloys :D

Jock

#233
Owner self
Age 61
Convictions none
NCD 9+ years unprotected
Any other drivers? Spouse

Year of Roadster 03 UK
Colour Silver
Gearbox Manual
Hardtop? No
Location Ayrshire
Overnight? Driveway

Insurance Company Aviva trading as Quotemehappy.com

10 month or 12 month policy? 12month
Total Cost £162.88
Excess  £80.00
Mileage to 6,000
Modifications exhaust and air intake
Is the Value of Modifications Covered? Yes - market value of vehicle

SDP only

Claim Experience if Any? None to date

Any General Comments

Current insurer (AA) quoted £496 and £200 excess. This was with Highway when I advised of intake and exhaust mods with Dyno of 142.3hp!

james276

#234
Owner Myself
Age 26
3 years no claims
Convictions none
Any other drivers? Parents

Year of Roadster 2005
Uk spec
Colour Silver
Gearbox Manual
Hardtop? No

Location Warwickshire
Garaged? No

Insurance Company Axa
Underwriter n/a

10 month or 12 month policy? 12month
Total Cost £410

Modifications None
Is the Value of Modifications Covered? N/A

Business Cover? No
Trackday Cover? No

Claim Experience if Any? None to date

Any General Comments
£400 excess (£50 compulsory, £350 voluntary)
12000 miles p/a

skidmark

#235
Owner Myself
Age 47
15 years no claims
Convictions none
Any other drivers? Wife

Year of Roadster 2003
Uk spec
Colour Grey
Gearbox Manual
Hardtop? Yes

Location Reading
Garaged? No

Insurance Privilege
Underwriter n/a

10 month or 12 month policy? 12month
Total Cost £148

Modifications None
Is the Value of Modifications Covered? N/A

Business Cover? No
Trackday Cover? No

Claim Experience if Any? None to date

Any General Comments
£250 excess
6000 miles p/a

The Other Stu

#236
Owner Me
Age 44 0 years no claims (company car driver)
Convictions None
Any other drivers? Wife

Year of Roadster 53
Uk / EU / or J-spec EU
Colour Blue
Gearbox Manual
Hardtop? No

Location South Bedfordshire
Garaged? No

Insurance Company - Tesco
Underwriter if Applicable

10 month or 12 month policy? 12month
Total Cost £260

Modifications None.
Is the Value of Modifications Covered? NA

Business Cover? No
Trackday Cover? No

Claim Experience if Any? Years ago, had a claim with Tesco. Wrapped up very quickly.

Any General Comments

Free legal cover if you book directly through them rather than Confused.com etc.
£45 cashback for those of you who do this kind of thing too from Topcashback.
No Longer Here

onion86

#237
Owner - Me
Age - 30
No claims: 11 years NCB (Protected)
Convictions - 0
Claims - 0
Any other drivers? - No

Year of Roadster - 2005
Colour - Sable
Gearbox - 6sp - Manual

Location - Bristol
Parked - Driveway

Insurance Company - Sky
Underwriter - Ageas

10 month or 12 month policy? - 12month
Total Cost - £365
Excess: £250 (compulsory) - £0 voluntary

Modifications -
Alloys
Bodykit
Lowering Springs
Anti-roll bars
Brakes changes
Short shifter
Interior changes
T-Sport Steering Wheel
Uprated bracing
Turbo charger +80bhp
Piggyback ECU
Exhaust changes
Intake changes
Boost Controller
Dump Valve

Business Cover? - Commuting
Trackday Cover? - No
EU Cover: - 90 days

Claim Experience if Any?- None to date

Any General Comments - Very nice price   s8) 8) s8)  Also pre-accepted future modifications within the premium (turbo etc.) that Flux wouldn't.
Sable 55 C-One MR2 C2 Turbo - A/C, Black Heated Leather, TTE Twin Exhaust, Cruise Control

SombreroPeak

#238
Owner SombreroPeak
Age 45 5 years no claims
Convictions None
Any other drivers? Yes

Year of Roadster 53
Uk / EU / or J-spec EU
Colour Red
Gearbox Manual
Hardtop? No

Location Leicestershire
Garaged? No

Insurance Company Privilege Multicar
Underwriter if Applicable

10 month or 12 month policy? 12month
Total Cost £223

Modifications None
Is the Value of Modifications Covered? NA

Business Cover? No
Trackday Cover? No

Claim Experience if Any? None to date
\'N-chilada\' 2003 Chili Red, Black Leather interior

Light

#239
Owner: Myself
Age: 19
1 years NCB
Convictions: none
Other drivers: Mum and dad

Year of Roadster: 2001
UK spec
Colour: Blue
Gearbox: Manual
Hardtop: No

Location: Buxton
Garaged: No

Insurance: Direct line
Underwriter: n/a

10 month or 12 month policy? 12 month policy
Total Cost £1330

Modifications: None
Is the Value of Modifications Covered: N/A

Business Cover: No
Trackday Cover: No

Claim Experience if Any: None to date

Any General Comments
£750 excess
11000 miles p/a

Johnny5

#240
Owner: Me
Driver(s): Me only
Age: 45
Points/Convictions: None
NCB: Maximum (protected)
Last Accident: Just over 5 years ago; car reversed into mine - their insurance paid

Year: 2006
Spec: Manual, Silver, Hardtop, Totally original and unmodified UK Car
Value: £4500
Mileage: 27,000

Location: Surrey
Parked: On the Road
Occupation: Painter & Decorator

Cover: Comprehensive; no track day cover
Mileage: 15,000 a year, including 1,500 business miles
Company: Hastings Direct
Excess: £0 Voluntary; £250 Compulsory
Cost: £307 (but only after a quiet chat.  Renewal was originally £515!)

Gaz2405

Owner: Me
Age: 36
Convictions: SP50 3 Points
Any other drivers? Wife

Year of Roadster: 54
Uk / EU / or J-spec: EU
Colour: Sable
Gearbox: Manual
Hardtop? Yes

Location: Yorkshire
Garaged? Yes

Insurance Company - Adrian Flux
Underwriter if Applicable:  Trinity Lane

10 month or 12 month policy? 12month
Total Cost £369

Modifications: Turbo Conversion, Roll Cage, suspension changes, interior changes, ECU etc. All declared.
Is the Value of Modifications Covered? Yes

Business Cover? No
Trackday Cover? No

Claim Experience if Any? None

Any General Comments

1zz turbo. Home built and home mapped.

Now 2zz turbo. Home built and home mapped

Build thread https://www.mr2roc.org/forum/index.php?topic=67004.0

shnazzle

#242
Owner: Me
Age: 38
Convictions:None
Any other drivers? Wife

Year of Roadster: 05
Uk / EU / or J-spec: EU
Colour: Sable
Gearbox: Manual
Hardtop? No
Mileage: 100k
Value: 4500
Location: Northumberland
Garaged? On street

Insurance Company - Greenlight
Underwriter if Applicable:  MarkerStudy
Cover: Comprehensive
Mileage restriction: 12k
Excess: 350 (Inc from 250 for changing to parked on road)

10 month or 12 month policy? 12month
Total Cost £345

Modifications: Alloys, suspension, braces, exhaust, interior.
Is the Value of Modifications Covered? Yes

Business Cover? No
Trackday Cover? No

Claim Experience if Any? Not amazing in-flight to be honest, but that was more MarkerStudy and the 3rd party insurance. Also, the end-result was better than expected. Offered payment in lieu but ended up paying full garage bill.

Very friendly chaps to deal with. Have been with them for years

...neutiquam erro.

iffyT

Owner:  IffyT
Age:  39
Convictions: none
Other drivers:  None

Year of Roadster:  04
UK/EU/Jap:  UK
Colour:  Black
Gearbox:  Manual
Hardtop:  No

Location: Isleworth, London
Garaged:  No

Insurance Company:  Chris Knott
10 or 12 month policy:  12
Total cost:  £370
NCB:8 years
Excess: £200

Modifications:  Pre-approved for exhaust system changes
Value of Mods covered:  Yes

Business cover:  No
Trackday cover:  No

Claim experience:  None so far...

SV-3

Insurance renewal time again.
Last years premium with non-affiliate insurer: £209.00

Quote from Chris Knott (same declarations/history etc): £355.00

Go figure.
'03 Mk3 Chilli Red (Avon ZV7's: 26F/32R)
Sony WX-920BT
"Hardtop Cognoscenti"
"Stock Cubed"
"AirCon Aficionado"
"Keeper of the Beeper"
Ex '88 Mk1b White (Yokohama A539's: 26F/28R)
"Here we all are, rumours and old toffee abound." John Martyn

puma2

 :) my 2 now with A plan ins.
a agreed policy just had to send pictures.

cheapest was my renewal was greenlight at £260 now paying £280 with agreed  Value of 7k

all mods declared with a 5000 limit the same as the last 5 years 

puma2

 :) now this year i  used Airsports insurance Bureau .
the same cover as last year with A plan .
this years price £240.

the renewal was close to £300 with A plan

J88TEO

Renewed with Lancaster Insurance for £199.92

fawtytoo

Renewed with Lancaster Insurance for £148.62.

Underwriter: KGM Motor.
"My name is not important" - Slartibartfast

fawtytoo

Quote from: fawtytoo on April 27, 2022, 16:13Renewed with Lancaster Insurance for £148.62.

Underwriter: KGM Motor.
Just updated my insurance with Lancaster. Selling the Hyundai so down to just the 1 car, and needed to increase the annual mileage a bit to compensate because of commuting. Increased to 6,000 miles (from 3,000) although I doubt I'll be doing much more than 4,000 and only did about 1,500 previously.

An extra £82 for the remaining 10 months of the policy. The extra on the premium still equated to less than a quote from churchill.

Incidentally, my MR2 is completely stock and 20 years old.
"My name is not important" - Slartibartfast

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