Insurance Your details only

Started by markiii, February 5, 2004, 18:26

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Anonymous

#125
July 6, 2007, 18:29 Last Edit: January 1, 1970, 01:00 by Anonymous
Owner Germy aka Gemma
Age 28, full no claims (protected)
Convictions - none as of last month  s:) :) s:)
Any other drivers? No

Year of Roadster - 03
Uk / EU / or J-spec - UK
Colour - Silver
Gearbox - Manual
Hardtop? - No

Location - Plymouth
Garaged? No

Insurance Company - Royal Sun Alliance/More Than  
10 month or 12 month policy? - 12month
Comprehensive: Yes
Total Cost £420
Excess: £350

Modifications - None

Is the Value of Modifications Covered? N/A

Business Cover? No
Trackday Cover? No

Claim Experience if Any? Still trying to get the cash out of the BMW driver who hit my old car last month!

Any General Comments
Had to claim on my last car and they have been really helpful, the assessor had a genuine interest in repairing my rather rare little car and even moved the repairs to a garage nearer to where I was working to make things easier. All good so far  s:) :) s:)

freak_in_cage

#126
August 10, 2007, 21:34 Last Edit: January 1, 1970, 01:00 by freak_in_cage
Owner freakincage
Age 23, 3 yrs NCB
Convictions - none
Any other drivers? No

Year of Roadster - 03
Uk / EU / or J-spec - UK
Colour - Silver
Gearbox - Manual
Hardtop? - Yes

Location - Plymouth
Garaged? No

Insurance Company - Adrian Flux
10 month or 12 month policy? - 12month
Comprehensive: Yes
Total Cost £750
Excess: £500

Modifications - TTE Exhaust, hard top, chassis bracing, no pre cats, markiii inlet pipe

Is the Value of Modifications Covered? yes

Business Cover? No
Trackday Cover? No

Claim Experience if Any? N/A

Any General Comments

they specilise in young drivers etc. very friendly and vvv flexable. i started the police with 2 yrs 10 months NCB- they let me use it as 3 years (i let policy run out on my golf to allow myself the 3rd year after 6 weeks)

happy to do mods, happy to add notes etc etc to policy.



WARNING- elephant.co.uk WONT cover optional extras- even air con or leather seats!!!! discovered this when took policy with them.

Anonymous

#127
September 9, 2007, 11:21 Last Edit: January 1, 1970, 01:00 by Anonymous
Just left Direct Line because they wanted to charge an extra £85 if I fitted a TTE dual exhaust!  s:? :? s:?  
New details as follows:

Owner Stupidmia
Age 37, 5+ yrs NCB
Convictions - 1 SP30
Any other drivers? Yes, the wife

Year of Roadster - 05
Uk / EU / or J-spec - UK
Colour - Silver
Gearbox - Manual
Hardtop? - No

Location - Whitehaven, Cumbria
Garaged? No

Insurance Company - MoreThan
10 month or 12 month policy? - 12month
Comprehensive: Yes
Total Cost £293
Excess: £250

Modifications - None apart from cosmetic mods (badges, Bama etc) and the fact it has custom leather (as bought)

Is the Value of Modifications Covered? yes, as long as they are not performance enhancing (now I can think about a TTE dual exhaust and Zunsport grille!)

Business Cover? Yes
Trackday Cover? No

Claim Experience if Any? N/A

Any General Comments

They were £64 cheaper than Direct Line with a slightly lower excess too.....best of all, I don't have to worry that my few cosmetic mods will invalidate the policy.

I think that it a very good price for the cover!!!  s:) :) s:)

Anonymous

#128
September 27, 2007, 15:44 Last Edit: January 1, 1970, 01:00 by Anonymous
Owner Benji106
Age 19
0 years no claims
Convictions 1 sp50, 3 points
Any other drivers? Yes my Dad

Year of Roadster 2000 - W
Uk / EU / or J-spec UK
Colour Silver
Gearbox Manual
Hardtop? Yes

Location Southampton
Garaged? Nope

Insurance Company FirstQuote
Underwriter if Applicable Capricorn

10 month or 12 month policy? 12month
Total Cost £1800

Modifications None yet
Is the Value of Modifications Covered? N/A

Business Cover? No
Trackday Cover? No

Claim Experience if Any? None to date

Any General Comments
No 3rd party cover on other vehicals if under 21
can take a bit of pestering to make changes etc.

alancdavis

#129
September 27, 2007, 15:55 Last Edit: January 1, 1970, 01:00 by alancdavis
Fully Comrehensive,,,,,,,,,,  s8) 8) s8)  
Not that old.............................  s:roll: :roll: s:roll:  
£169 with Zurich,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,  s:P :P s:P
Red Calipers with DBA Cross Drilled and Grooved Discs,,,,2005 Red and Black Leather Custom Seats,,,,,TSW,17ins Wheels,,,,,2003 colour coded side vents and rear bumoer inserts,,,,Custom rear bumper skirt,,,TTE Twin Rear Pipes,,,,,,TTE Front Bumper,,,,,Red and Black Steering Wheel,,,,,Blitz Induction Kit,,,,,TTE Style Bar,,,,,Goodridge Stainless Braided Hoses,,,,,,,,,Front and Rear Strut Braces,,,,,,Rear spoiler

carl_evs

#130
September 27, 2007, 16:00 Last Edit: January 1, 1970, 01:00 by carl_evs
carl_evs
Age: 27
2 yrs NCB - should be 3, robbing b******s!
No points, no accidents etc (all gone now!)
No other drivers - wont accept gf as apparently she is too young/inexperienced to drive a 'sports' car!


2002 - '52 plate
UK spec
Lagoon Blue
SMT
No Hardtop

Location - Mansfield NG19 when 'on road' - Kirkby NG17 when in storage
Garaged - no when 'on road' - yes when in storage

Insurance Company - Adrian Flux (MR2DC Scheme) Specialist 6 month 'in use' 6 month stored policy

£693 when on road - when comes off road amend details and policy goes down to £140 (got a £150 rebate this year!).
Therefore £693-£150 = £543 Total Cost

Mods- Unichip, Catback Exhaust, Bracing (Corkys BP, RSTB), CAI, Cosmetic (Bodykit + Various). Value of mods covered - yup!

No Claims as yet. No Trackday or business cover (use van for work)

Comments

As its a specialist scheme, these guys are great. Know their stuff and really helpful. Any changes etc dealt with promptly and easily. Happy to do 'summer car' policy - which they didnt used to, only in the last year have they been good with this!
2nd Place - Northern Treasure Hunt

\'52 Lagoon Blue SMT - Likwidart graphics - quite a bit of other stuff...most homemade!!

Quote from: \"nelix\"Sold him my knob, fast payment, thanks

Anonymous

#131
September 27, 2007, 18:09 Last Edit: January 1, 1970, 01:00 by Anonymous
Owner MM
Age 50 years no claims...Maximum
Convictions None.
Any other drivers? Yes the wife

Year of Roadster 52
Uk / EU / or J-spec EU.....UK
Colour Red
Gearbox SMT
Hardtop? Yes

Location Cambs
Garaged? No, on drive

Insurance Company Swiftcover.com


10 month or 12 month policy? 12month
Total Cost £156.20

Modifications Suspension mods and exhaust. None


Business Cover? No just Social
Trackday Cover? Yes Included.


Any General Comments......frekkin cheap! and it includes protected bonus,and legal protection etc.

Anonymous

#132
October 2, 2007, 15:39 Last Edit: January 1, 1970, 01:00 by Anonymous
Owner :Nikki
Age 20, 0 years no claims
Convictions : sp30 (3 points)
Any other drivers? daddy and boyfriend

Year of Roadster :2001
Uk
Colour :Black
Gearbox :Manual
Hardtop? Not interested

Location Motherwell
Garaged? Yep
Insurance Company :BELL
Underwriter if Applicable :  ???
10 month or 12 month policy? :10month
Total Cost £830.00
Excess :£500
Modifications :none......yet
Business Cover? :No dont need it
Trackday Cover?  s:D :D s:D idn't ask no need

Claim Experience if Any? :None to date

Any General Comments : not too bad a price i think

dbrown

#133
October 23, 2007, 19:47 Last Edit: January 1, 1970, 01:00 by dbrown
Owner dbrown
Age 39
15 years no claims
Convictions 1 ts10 mine.
Any other drivers? wife

Year of Roadster '04
UK model
Colour silver
Gearbox Manual
Hardtop? no

Location Co. Durham (in a village so pretty good post code for insurance)
Garaged? street

Insurance Company Privilege
Underwriter Direct Line

10 month or 12 month policy? 12month
Total Cost £310
excess £150

Modifications none

Business Cover? think class 1 is included but didn't ask for it
Trackday Cover? no

Claim Experience if Any? windscreen 4 yrs ago but they only asked last
3 yrs where most seem to ask for last 5

Any General Comments
not related to mr2 directly but when i added my wife (gf at the time)
my insurance dropped by about £100 (about a quarter at the time)
also a mates insurance dropped when he added his wife as a learner
seemed odd to me at the time but worth a try even if they'll never
drive the car
Darren

2004 silver roadster totally [strike]standard[/strike] wrecked \":(\"

neilbro39

#134
April 15, 2008, 23:27 Last Edit: January 1, 1970, 01:00 by neilbro39
Owner Neilbro39
Age 40
10 years no claims
Convictions - none
Any other drivers? Yes partner

Year of Roadster 2000
Uk car
Colour black
Gearbox Manual
Hardtop? no

Location Northumberland
Garaged? no

Insurance Company Admiral
Underwriter if Applicable  

10 month or 12 month policy? 12month
Total Cost £207!! (one off payment)
Modifications None, but declared Aircon as I believe this is an 'optional extra'

Business Cover? Yes  
Trackday Cover? No

Claim Experience if Any? None
Any General Comments - Used 'Moneysupermarket.com' to search prices.
2000, Astral black, Razo gear knob, gutted pre-cats, otherwise as Mr T intended it!

tom_deas

#135
April 30, 2008, 16:01 Last Edit: June 24, 2008, 17:11 by tom_deas
Owner Tom Deas
Age 20 *just* 3 years no claims *just*
Convictions CU30, 3 points ***see remark below***
Accidents - one non fault
Any other drivers? Yes the mum and the gran (dont you love how much they lower your premium)

Year of Roadster Y plate 2001
UK
Colour Black
Gearbox Manual
Hardtop? No

Location Newbury, Berkshire
Garaged? No

Insurance Company Bell

10 month or 12 month policy? 12 month
Total Cost £1150 - as a student at uni as well. without the points / non fault accident, under £900

Modifications - Che Manifold, Che Elise twin-centre, FU/RU Struts, all declared
Is the Value of Modifications Covered?  not sure actually...

Business Cover? No
Trackday Cover? No

Claim Experience if Any? Haven't had to claim through them. I can tell you though Virgin are rubbish.


*** - was a complete farce. the inside edge of one tyre had the smallest amount of thread showing. they only booked me for it cos they'd pulled me over for a little bit of 3am fun near heathrow which they let me off  s;) ;) s;)
[size=85]Che Manifold, Che Elise twin-centre Exhaust, Che RU Strutted, Eonon DoubDin 7" Touchscreen DVD player, yellow calipers, the tramp I ran over in my old car still following me around waiting to dive in front of me again.                   <---- you think im kidding?![/size]

Quotedo you want an ultra lightweight pulley to go with your "turbo" badge? if you treat me real nice i can tell you where on your car to put the turbo badge to get the full 20bhp gain! don\'t f*ck about, put the kettle on

Anonymous

#136
April 30, 2008, 16:38 Last Edit: January 1, 1970, 01:00 by Anonymous
Owner Jonathan Fleming
Age 36
6 years no claims
Covictions- none
Accidents- none
Any other drvers- partner

Year of Roadster 03
UK
Colour- Red
Gearbox- Manual
Hardtop- Yes

Location- Stockton on Tees
Garaged- No

Insurance Company- Tesco

10 month or 12 month policy- 12 month
Total Cost- £380
Excess- £500

Modifications- Yes
Delared- springs and exhaust

Business Cover- No
Trackday Cover-No

Claim Experience if any- none

Any general comments- My renewal from Churchall was £580 so £380 was a great price. Excess a little high though, £500.

Anonymous

#137
May 2, 2008, 13:56 Last Edit: January 1, 1970, 01:00 by Anonymous
Owner Henry Wetherman
Age 24
3 years no claims
Covictions- none
Accidents- none
Any other drvers- Me mom

Year of Roadster 04
UK
Colour- Blue
Gearbox- Manual
Hardtop- No

Location- Hitchin, Hertfordshire
Garaged- No

Insurance Company- Elephant.co.uk

10 month or 12 month policy- 10 months
Total Cost- £480
Excess- £450

Modifications- None
Delared- none

Business Cover- No
Trackday Cover-No

Claim Experience if any- none

Any general comments- Excess a little high but was the best quote which I could get by far.

Anonymous

#138
July 5, 2008, 08:41 Last Edit: January 1, 1970, 01:00 by Guest
Owner: Les
Age: 57
NCB: max
Convictions: 1x SP10
Other drivers:Anne

Year of Roadster: 52
UK/EU/Jap: UK
Colour: silver
Gearbox: Manual
Hardtop: No

Location: Sproatley HU11
Garaged or drive: Yes and No (Depends who gets in first)
Insurance Company: More Than  
10 or 12 month policy: 12
Total cost: £276, £200 excess.

Type of cover: Fully comp including breakdown cover, NC protector etc.


Modifications: Quad exhaust
Value of Mods covered: No

Business cover: No,
Trackday cover: No

Claim experience: None.

Any general comments: Now the third year with More Than and no other company comes close on price.

Anonymous

#139
July 22, 2008, 20:05 Last Edit: January 1, 1970, 01:00 by Guest
Owner: Rob
Age: 28
NCB: 7
Convictions: Nil
Other drivers: Mother

Year of Roadster: Y 2001
UK/EU/Jap: UK
Colour: Blue
Gearbox: SMT
Hardtop: Yes

Location: Southampton SO50
Garaged or drive: Drive
Insurance Company: Esure
10 or 12 month policy: 12
Total cost: £286, £300 excess.

Type of Nil
Value of Mods covered: No

Business cover: No,
Trackday cover: No

Claim experience: Head on with a 56 transit in 06.

SimonC_Here

#140
July 23, 2008, 01:20 Last Edit: January 1, 1970, 01:00 by Guest
Owner: Simon
Age: 31
NCB: 6
Convictions: SP60
Other drivers: Wife

Year of Roadster: X 2000
UK/EU/Jap: UK
Colour: Green
Gearbox: Manual
Hardtop: No

Location: Oxfordshire
Garaged or drive: Drive
Insurance Company: Adrian Flux
10 or 12 month policy: 12
Total cost: £507, £300 excess.

Type of Mods: Loads including Turbo @ 200bhp.
Value of Mods covered: Yep

Business cover: No,
Trackday cover: No

Claim experience: None

Renewal just came up at £625 but I've just move and new address dropped it by £100   s:shock: :shock: s:shock:

Anonymous

#141
August 22, 2008, 21:44 Last Edit: November 4, 2008, 14:51 by Anonymous
Owner Duracell
Age 43 11 years no claims
Convictions None
Any other drivers? No

Year of Roadster 02
Uk / EU / or J-spec uk UK
Colour red
Gearbox Manual 5 speed
Hardtop? No

Location Alloa, Scotland
Garaged? Yes

Insurance Company:- Admiral

10 month or 12 month policy? 12month (5000 mile policy)
Total Cost £205 + £48 for mods

Modifications K&N air filter, Lowered springs Cusco Bracing
Is the Value of Modifications Covered? no

Business Cover? No
Trackday Cover? No

onion86

#142
August 22, 2008, 22:50 Last Edit: January 1, 1970, 01:00 by Guest
Owner: Stu
Age: 22, 4 years NCB
Convictions: 1 sp30
Any other drivers?: Mum

Year of Roadster: 2000
Uk / EU / or J-spec: Jap
Colour: Black
Gearbox: Manual
Hardtop?: No

Location: Suffolk
Garaged?: No

Insurance Company: Sky
Underwriter if Applicable: QBE

10 month or 12 month policy?: 12month
Total Cost: £1300

Modifications: C-One Front Bumper, side skirts, intake scoops, spoiler. TTE Exhaust. AEM Intake. No standard 17" Alloys.
Is the Value of Modifications Covered?: Yes

Business Cover? No
Trackday Cover?: No
Claim Experience if Any?: None to date

Any General Comments:

Far too expensive but it's just coz it's an import... (note to self: get an EU spec next time)
Sable 55 C-One MR2 C2 Turbo - A/C, Black Heated Leather, TTE Twin Exhaust, Cruise Control

Anonymous

#143
August 24, 2008, 12:51 Last Edit: January 1, 1970, 01:00 by Guest
Dappa44
Age 36 - 5 years no claims
Convictions - None - totally clean
Any other drivers? GF

Year of Roadster - 02
Uk / EU / or J-spec - UK
Colour - Silver
Gearbox - SMT
Hardtop? - Yes

Location - south shields, tyne and wear
Garaged? drive

Insurance Company - My Motor Insurance (online)
Underwriter if Applicable - ?

10 month or 12 month policy? - 12 month (monthly payments)
Total Cost £487

Modifications - None
Is the Value of Modifications Covered? n/a

Business Cover? No
Trackday Cover? No

Claim Experience if Any? None to date

Anonymous

#144
August 24, 2008, 13:06 Last Edit: January 1, 1970, 01:00 by Guest
Owner : DeeJ
Age :20, 3 years no claims
Convictions: None
Any other drivers? No

Year of Roadster 2001
Uk / EU / or J-spec: UK
Colour: Sliver
Gearbox: Manual
Hardtop? Yes

Location: Stoke On Trent
Garaged? No

Insurance Company : ecarinsurance
Third Party Fire And Theft

10 month or 12 month policy? 12month
Total Cost £900

Modifications : None
Is the Value of Modifications Covered? N/A

Business Cover? No
Trackday Cover? No

Claim Experience if Any? None

Any General Comments

Changed over from my boy racer 306 which had modifications galore so could only stay third party.
But in April I can get fully comp for £900, which isn't too bad at my age.

roger

#145
October 15, 2008, 14:44 Last Edit: January 1, 1970, 01:00 by Guest
Owner: Roger
Age: 60
NCB: 4 (9+ on other car)
Convictions: SP30, now expired
Other drivers: Wife
Member: MR2ROC, IAM

Year of Roadster: 04
UK/EU/Jap: UK
Colour: Sable
Gearbox: Manual
Hardtop: No
Location: Oxfordshire
Garaged or drive: Garaged
Insurance Company: Adrian Flux - Ensign
10 or 12 month policy: 12
Total cost: £484, £250 excess.
Includes UK/Euro Breakdown + Green Card

Type of Mods: Loads including Turbo @ 200bhp.
Value of Mods covered: Yep. Agreed value of car + mods = £10K

Business cover: Commuting
Trackday cover: No

Claim experience: None

** charged me another £40 on top of above after I sent in the "detailed" mod changes. I suppose I should be angry, but hey!
Roger

EX: \'04 Sable + PE Turbo and many other things
NOW: MR2 on steroids - \'12 Merc SLK200 AMG125

Use Spydersearch if you are stuck for information. Please.
Check my fuel consumption

Anonymous

#146
October 15, 2008, 17:10 Last Edit: January 1, 1970, 01:00 by Guest
Just renewed via M&S, £326.41, must have told a lie somewhere along the line   s:D :D s:D   (3 year ncd 250 excess car not modified - oh shit!)

nyeregis

#147
October 15, 2008, 17:34 Last Edit: January 1, 1970, 01:00 by Guest
Having just had Mark111's turbo kit fitted I told my insurers, Halifax. - OK thanks for letting us know no premium change and the new certificate has arrived!!  Some advantage in being "mature".
Lagoon blue, hardtop, Corky\'s, Hass turbo, E Manage, A/C. Kirks.

Anonymous

#148
October 25, 2008, 00:55 Last Edit: January 1, 1970, 01:00 by Guest
Age: 42
NCB: 0
Convictions: none
Other drivers: Wife


Year of Roadster: 01
UK/EU/Jap: UK
Colour: Silver
Gearbox: Manual
Hardtop: No
Location: Nottingham NG4
Garaged or drive:On drive
Insurance Company: Admiral
10 or 12 month policy: 12
Total cost: £374, £450 excess.
miliage allowance : 3000
other car: yes
main car : no

Type of Mods: Quad exhaust , K & N air induction ,17" alloys all declared
Value of Mods covered: no

Business cover: social only
Trackday cover: No

Claim experience: None

about to go with this quote as direct line wanted £400 as wife main insurer renewal.more with mods.(was cheap option last year as standed car) this years new quote allows for mods and me as new insuree zero N C D
Got quote through Go-compare

dbrown

#149
October 30, 2008, 18:58 Last Edit: January 1, 1970, 01:00 by Guest
Owner dbrown
Age 40
full no claims
Convictions 1 ts10 mine.
Any other drivers? wife

Year of Roadster '04
UK model
Colour silver
Gearbox Manual
Hardtop? no

Location Co. Durham (in a village so pretty good post code for insurance)
Garaged? street

Insurance Company Privilege
Underwriter Direct Line

10 month or 12 month policy? 12month
Total Cost £316
excess £150 iirc

Modifications none

Business Cover? think class 1 is included
Trackday Cover? no

Claim Experience if Any? wife has one fault claim due to a named driver on her policy (not me)

Any General Comments
renewal quote was £290 but i upped mileage from 10k to 14k and told them about wifes claim
Darren

2004 silver roadster totally [strike]standard[/strike] wrecked \":(\"
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