Insurance Your details only

Started by markiii, February 5, 2004, 18:26

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Darth Paul

#75
*Topic drift – sorry*

Quote from: "Ernie Ball"Age: 44
Convictions: None
Other drivers: None

Total cost: €2114 (approx £1400)

My god Steve – you really are being royally frakked!  s:shock: :shock: s:shock:    s:evil: :evil: s:evil:   Especially when you consider Paul below doing 91 in a 50 zone!  s:shock: :shock: s:shock:  

Quote from: "oos_ya_daddy"Owner Paul Britt
Age 23 5 years no claims
Convictions 1 sp30 with 5 points. 91 in a 50

10 month or 12 month policy? 12month
Total Cost £868

No disrespect meant Paul, but talk about injustice.  s:? :? s:?

TommyD

#76
Having had to renew my insurance and with the hope that I will have a Hass turbo up and running soon I got what I believe is a super deal.  

Owner: Tom
Age: 38
NCB: Full, protected
Convictions: None
Any other drivers? No

Year of Roadster: 03
Uk / EU / or J-spec: UK
Colour: Sable
Gearbox: Manual
Hardtop? Yes

Location: Middlesex
Garaged? No, private carpark

Insurance Company: A-Plan
Underwriter if Applicable: Markerstudy

10 month or 12 month policy? 12 month
Total Cost: £549 (This included £20 admin and £20 for legal cover)

Modifications: Loads to body. Turbo conversion the most significant
Is the Value of Modifications Covered? Ish

Business Cover? Yes, Class 1
Trackday Cover? No

Claim Experience if Any? None to date

Any General Comments? Good so far too early to tell. Excess went up to £350.

(I was originally with Toyota for £438 (without Turbo) but they never got back to me when I mentioned turbo)
[size=100]Sable MR2[/size], David\'s Bars, TTE Rear Sports Spoiler, TRD side skirts, TRD front cross brace, Lampka rear cross brace and under bracing, Whiteline swaybars, Whiteline spings, 2\'srus Drop links, RPS clutch

Ernie Ball

#77
Quote from: "Darth Paul"*Topic drift – sorry*

Quote from: "Ernie Ball"Age: 44
Convictions: None
Other drivers: None

Total cost: €2114 (approx £1400)

My god Steve – you really are being royally frakked!  s:shock: :shock: s:shock:    s:evil: :evil: s:evil:   Especially when you consider Paul below doing 91 in a 50 zone!  s:shock: :shock: s:shock:  

I'm considered a new driver here as this is my first insurance in Ireland (though I was of course insured in the US many moons ago).  As a result, only one company would insure me for the MR2.  All the others simply refused.  

Greater love for the '2 hath no man...

The price should drop considerably after I've been driving it for a year.

Anonymous

#78
Owner: Hibbyni (Conor)
Age: 28, two years no claims
Convictions: None
Other drivers: SWMBO (She Who Must Be Obeyed!)

Year of Roadster: 2003
UK/EU/Jap: UK
Colour: Silver
Gearbox: Manual
Hardtop: No

Location: County Antrim, NI
Garaged: No

Insurance Company: Diamond Insurance (local firm) using Axa
10 or 12 month policy: 12
Total cost: £760

Modifications: None yet
Value of Mods covered: N/A

Business cover: Yes
Trackday cover: No

philster_d

#79
Owner - Phil
Age - 31 (4 years NCB)
Convictions DR10, SP30
Any other drivers? no

Year of Roadster 02
Uk / EU / or J-spec - EU
Colour Black
Gearbox Manual
Hardtop? Yes

Location Woking (Surrey)
Garaged? No, Off street

Insurance Company Link - via Adrian Flux

10 month or 12 month policy? 12month

Total Cost - £668

Modifications  Apexi Intake, Eibatch Lowered, 17" Alloys , H&S Exhaust.

Is the Value of Modifications Covered? Yes

Business Cover? No. Commuting Only
Trackday Cover? No

Claim Experience if Any? None

Any General Comments? Max mileage 6,000

Woo hoo a fraction of my last insurance MK2 Turbo import was £1650 eek   s:shock: :shock: s:shock:

Anonymous

#80
Owner: Ron Goodwin
Age: 59 (Full No Claims, Protected) Old Codger, young at heart
Convictions: None
Other drivers: Wife

Year of Roadster: 2003
Jap: Import
Colour: Lovely White
Gearbox: Manual
Hardtop: Yes

Location: Letham Angus Scotland (Small Village).
Garaged: No in drive
Insurance Company: E'sure 12 month policy
Total cost: £198(one off payment)
Modifications: Performance exhaust
Value of Mods covered: no
Business cover: N/A
Trackday cover: N/A

Claim experience: None

Again is this too good to be true   s:lol: :lol: s:lol:    s:lol: :lol: s:lol:  , gets you feeling nervous but also don't want to invite a price hike   s:roll: :roll: s:roll:  .

Anonymous

#81
Owner: Adrian Tearle
Age: 23
NCB: Officially 1 year (2 x 9 months), but my insurers are giving me 3 years NCB!
Convictions: None
Any other drivers? Mar, Par and Girlfriend.

Year of Roadster: 02
Uk / EU / or J-spec: UK
Colour: Black
Gearbox: Manual
Hardtop? Nope

Location: King's Lynn, Norfolk
Garaged? Yes, most of the time.

Insurance Company: Norwich Union Direct
10 month or 12 month policy? 9 months!?!
Total Cost: £762.15

Modifications: Toyota fitted options; Body kit and TTE dual exhaust; plus Corky breast plate and TRD front strut brace & member braces.

Business Cover? N/A
Trackday Cover? N/A

Claim Experience if Any? Someone drove into the back of me back in january (hence 3rd party at fault). I was advised to initially claim on my insurance and get the work done (new rear bumper) and then use the legal service cover to reclaim the losses off the other drivers insurance. I did this - my car was fixed in next to no time and everything worked out as they said. 10/10

Any General Comments? Maximum mileage limited to 7,000 miles. Apparently after this 9 months insurance they will honour me with 4 years protected NCD. I found them to be significantly cheaper than the rest this year for me...

Anonymous

#82
Owner                              peterb
Age                                 51 (second car, but 5+ years ncb on 1st car)
Convictions                      None
Any other drivers?            Yes - wife

Year of Roadster               05
Uk / EU / or J-spec            UK
Colour                             Red
Gearbox                          SMT
Hardtop?                         No

Location                          Berks
Garaged?                        No

Insurance Company         AA
Underwriter if Applicable   Groupama

10 month or 12 month policy?   12month
Total Cost   £408

Modifications                                         None
Is the Value of Modifications Covered?    N/A

Business Cover?                 Yes Class 2
Trackday Cover?                No.

Claim Experience if Any?     Single car incident - Sep 2002

Any General Comments

Extremely helpful and responsive to phone calls

Anonymous

#83
Owner: Tom
Age: 23
NCB: 1 year
Convictions: 2x Sp30
Any other drivers? Mum

Year of Roadster: 04
Uk / EU / or J-spec: UK
Colour: Red
Gearbox: Manual
Hardtop? No

Location: Colchester, Essex
Garaged? Driveway

Insurance Company: Admiral
10 month or 12 month policy? 10 month
Total Cost: £741

Modifications: Alloys, lowered, induction kit
Business Cover? N/A
Trackday Cover? N/A

Claim Experience if Any? Someone drove into me and ran. Found out they didn't have insurance hense i lost my no claims!!

Anonymous

#84
Owner: Richie
Age: 21
NCB: 3.5
Convictions: None
Any other drivers? my mum (not that she'll ever drive it)

Year of Roadster: 01
Uk / EU / or J-spec: UK
Colour: Silver
Gearbox: Manual
Hardtop? Yes

Location: Helensburgh, Scotland
Garaged? nope, street

Insurance Company: Elephant
Underwriter if Applicable: N/A

10 month or 12 month policy? 12 month
Total Cost: £670

Modifications: none

Business Cover? nope, social use only
Trackday Cover? No

Claim Experience if Any? None to date

Any General Comments? With elephant, if you add somebody as a named driver it makes a big reduction on your premium, hence I have added my mum as an "allowed" driver.

roger

#85
Quote from: "roger"
    Owner                     Me
    Age                                 56.   9+ years no claims, none for this car
    Convictions                      No
    Any other drivers?            Wife

    Year of Roadster               04
    Uk / EU / or J-spec            UK
    Colour                             Sable
    Gearbox                          Manual
    Hardtop?                         No

    Location                          "rural" Oxfordshire
    Garaged?                        Yes

    Insurance Company         Link - via Adrian Flux

    10 month or 12 month policy?   12month

    Total Cost                       [£380] £417  *

    Modifications                    Strut bar, Antiflex, TRD filter, Short Shift and other cosmetic *Edited to include Unichip, H&S Exhaust and Inlet Pipe.

    Is the Value of Modifications Covered?    Yes

    Business Cover?                 No. Commuting Only
    Trackday Cover?                No

    Claim Experience if Any?     None

    Any General Comments?    Max mileage 5,000. Unlimited, extra £53


One year on and renewal on the above (+one speeding) was £340. Adding bodykit and spoiler moved premium upto £382 (body kit costs more than a Unichip  s:roll: :roll: s:roll:  ), and I have changed to unlimited mileage for £469, fed up of keeping it in the garage   s:wink: :wink: s:wink:
Roger

EX: \'04 Sable + PE Turbo and many other things
NOW: MR2 on steroids - \'12 Merc SLK200 AMG125

Use Spydersearch if you are stuck for information. Please.
Check my fuel consumption

Anonymous

#86
owner mick

year 2000

not modified

max NCD

protected No claims

parked on drive

post code ng23

pay 1st £150.00

£196.00 full comp, yes £196.00

age - old git

anyone beat that?

Anonymous

#87
Owner: Ryan
Age: 22
NCB: 4 (1xcar) + (3xMotorcycle)
Convictions: 1 : Over-taking a cop car on zig zag's
Any other drivers?

Year of Roadster: 01
Uk / EU / or J-spec: EU
Colour: Black
Gearbox: Manual
Hardtop? Nope

Location: Northampton, Uk
Garaged? no, drive way.

Insurance Company: Churchill

10 month or 12 month policy? 12 month
Total Cost: £700

Modifications: none

Business Cover? No, Social and Commuting
Trackday Cover? No

Claim Experience if Any? None to date

Any General Comments? N/A
_________________
2001 MR2 Roadster, Black, Black Leather, Yup thats it ! ! !  

Previously had :
1999 Fiat Punto 1.2 60s, Black, 16" Matrix Touqe alloys, Full Extreme Bodykit, +£1000 ICE, TV and DVD Player, ZX9R motorcycle Exhaust. momo Millenium Steering wheel.

leon_in_uk

#88
Owner: leon
Age: 22
NCB:3 years
Convictions: 2 : 1 SP30 and 1 SP60
Any other drivers? yes my dad and girlfriend

Year of Roadster: 00
Uk / EU / or J-spec: EU
Colour: Silver
Gearbox: Manual
Hardtop? Nope

Location: Tamworth, Uk
Garaged? yes

Insurance Company: Adrian Flux

10 month or 12 month policy? 12 month
Total Cost: £545 BARGAIN

Modifications: exhaust, lowering! declared

biz, Social and Commuting
Trackday Cover? No

Claim Experience if Any? None to date

Any General Comments?
For sale: 3.5 v6 Nissan murano
Previous:
BMW z4 3.0
Seat leon cupra mk2
Porsche Boxster 987, lapis blue, leather heated seats, xenons,, twin pipe...
SOLD:
bmw z4 2.0 sport
Silver MR-2, newish engine, clutch new alternator. Gutted Pre Cats..... MODS.....
HKS exhaust. markiii pipe, Anthracite Alloys. Red Calipers with Spyder decals. . Lowered 40mm. 03 vents, chrome jet washers lol... and my helpful Road Angel \":)\"

Anonymous

#89
Owner: Tom
Age: 24
NCB: Two years
Convictions: None
Any other drivers? No

Year of Roadster: 02
Uk / EU / or J-spec: UK
Colour: Astral Black
Gearbox: Manual
Hardtop? Yes

Location: Tetbury, Gloucestershire
Garaged? No, parked on public road

Insurance Company: Adrian Flux
Underwriter if Applicable: Unsure

10 month or 12 month policy? 12 month
Total Cost: £812
Modifications: Chrome fuel cap, non-std side vents
Is the Value of Modifications Covered? Yes

Business Cover? No
Trackday Cover? No

Claim Experience if Any? None to date

Anonymous

#90
Owner: essexgirlracer
Age: 20
Convictions: 1x SP30
Other drivers: mum and step dad
claims: rote off my last car 2 months ago vlaim for 10k
Year of Roadster: 2000
UK/EU/Jap: jap import
Colour: Silver
Gearbox: Manual
Hardtop: yes

Location: chelmsford, Essex
Garaged: yes

Insurance Company: elephant
10 or 12 month policy: 12
Total cost: £1390 (my highest quote was 4k, 2nd cheapest was 2800quid lol)

Modifications: HKS Exhaust full system, TRD vm180 spoiler, trd full kit 17" wheels,
Value of Mods covered: Yes

Business cover: No
Trackday cover: No

markiii

#91
Quote from: "essexgirlracer"Owner: essexgirlracer
Age: 20
Convictions: 1x SP30
Other drivers: mum and step dad
claims: rote off my last car 2 months ago vlaim for 10k
Year of Roadster: 2000
UK/EU/Jap: jap import
Colour: Silver
Gearbox: Manual
Hardtop: yes

Location: chelmsford, Essex
Garaged: yes

Insurance Company: elephant
10 or 12 month policy: 12
Total cost: £1390 (my highest quote was 4k, 2nd cheapest was 2800quid lol)

Modifications: HKS Exhaust full system, TRD vm180 spoiler, trd full kit 17" wheels,
Value of Mods covered: Yes

Business cover: No
Trackday cover: No

your sure teh vakue of your mods is covered? elephant normally refuse point blank.
Gallardo Spyder<br />Ex Midnight Blue 911 T4S<br />EX VXR220<br />Ex Custom Turbo 2001 Sahara Sun MR2 Roadster 269bp, 240lbft<br /><br />MR2ROC Committee 2002 - 2009<br /><br />

Anonymous

#92
Owner: DavidM
Age: 43
NCD: 2 years (plus 2 years bonus see * below)
Convictions: none
Any other drivers?: None

Year of Roadster: 53
Uk / EU / or J-spec: UK
Colour: Red
Gearbox: Manual
Hardtop? No

Location: Birmingham
Garaged?: Yes
Mileage: Unlimited

Insurance Company: Adrian Flux (MR2DC Scheme)
Underwriter if Applicable: Royal & Sun Alliance

10 month or 12 month policy?: 12month
Total Cost: £373 less £86 refund (see * below) = £287

Modifications: TTE Dual Exhaust, TTE Lowering Springs, TTE Style Bar and Dastek Unichip
Is the Value of Modifications Covered?: Yes

Business Cover?: No
Trackday Cover?: No

Claim Experience if Any? None to date

Any General Comments: Very helpful on the phone, * Big plus honoured previous insurance companies 2 years extra no claims bonus and refunded me £86  s:D :D s:D

edward.carter

#93
Owner: Ed
Age: 22
NCB: Full, protected
Convictions: None
Any other drivers? No

Year of Roadster: 00
Uk / EU / or J-spec: UK
Colour: Red
Gearbox: Manual
Hardtop? No

Location: Nr Walsall
Garaged? Driveway
Insurance Company: Adrian Flux
Underwriter if Applicable: Ensign

10 month or 12 month policy? 12 month
Total Cost: £750 + interest for paying monthly

Modifications: Short Shift, Corkys, TRD FSB, inlet duct, mongos, clear side repeaters and red calipers
Is the Value of Modifications Covered? Not sure

Business Cover? No
Trackday Cover? No

Claim Experience if Any? None to date

Any General Comments? Good so far, matched directlines quote, and included mods, high excess due to my age but that was same with every insurance company.

kanujunkie

#94
Owner: Stu (kanujunkie)
Age: 32
NCB: Full, protected
Convictions: None
Any other drivers? Yes, Ele

Year of Roadster: 03
Uk / EU / or J-spec: UK
Colour: silver
Gearbox: Manual
Hardtop? No

Location: Surrey
Garaged? Yes
Insurance Company: Adrian Flux
Underwriter if Applicable: Royal & Sun Alliance

10 month or 12 month policy? 12 month
Total Cost: £512.31

Modifications: Lots, see sig bar
Is the Value of Modifications Covered? yes, future mods can be added with only an admin charge, multiple mods added at the sme time only incur 1 admin charge with a max cost of £25

Business Cover? No
Trackday Cover? yes, if its a DC or RAC approved trackday

Claim Experience if Any?  s:oops: :oops: s:oops:  wrote off an 03  s:oops: :oops: s:oops:  

Any General Comments? so far a very proffesional outfit at Adrian Flux, with really helpful staff 10/10  s:D :D s:D
[size=100]Stu[/size]
[size=80]rip - C2 chargecooled roadster
now Subaru Impreza WRX STi with PPP
ex committee 2004-2009[/size]

Anonymous

#95
Owner: Dave (northum)
Age: 26
NCB: Full, protected
Convictions: None
Any other drivers? No

Year of Roadster: 01
Uk / EU / or J-spec: UK
Colour: Blue
Gearbox: Manual
Hardtop? No

Location: North Tyneside
Garaged? Yes
Insurance Company: More Than
Underwriter if Applicable: Royal & Sun Alliance (I think)

10 month or 12 month policy? 12 month
Total Cost: £366.06

Modifications: None
Is the Value of Modifications Covered? N/A

Business Cover? No
Trackday Cover? No

Claim Experience if Any? None

Any General Comments? Also got their breakdown cover added for £51.06 including european cover. Bargain!

Anonymous

#96
Owner: Ian
Age: 37
NCB: Full, protected
Convictions: 1 x SP30
Any other drivers? Wifey-poos

Year of Roadster: 04
Uk / EU / or J-spec: UK
Colour: Sable
Gearbox: Manual
Hardtop? No

Location: Burgess Hill, West Sussex
Garaged? On Driveway
Insurance Company: Privilege  

10 month or 12 month policy? 12 month
Total Cost: £358

Modifications: None, bog standard
Is the Value of Modifications Covered? N/A

Business Cover? No
Trackday Cover? No

Claim Experience if Any? None

Any General Comments? Protected no-claims, wife has also had 1 claim on her company car insurance, made no difference to premium! You get to listen to Joanna Lumley when you ring up.......  s:mrgreen: :mrgreen: s:mrgreen:

Anonymous

#97
Owner ProjectNeon
Age 26        4 years no claims
Convictions 1  x sp30
Any other drivers? Yep - 1  

Year of Roadster '00
Uk / EU / or J-spec  - UK
Colour - The best of course !!! Silver
Gearbox - Manual
Hardtop? Not Yet

Location Gloucester
Garaged? No

Insurance Company - More Than
 

10 month or 12 month policy? 12month
Total Cost £340 Fully Comp

Modifications Suspension mods and exhaust.
Is the Value of Modifications Covered? Yes - when mods added, and they are notified.  Slight increase in premium ( advised roughly 5% )

Business Cover? N/A
Trackday Cover? N/A

Claim Experience if Any? None made


Any General Comments - Very helpful staff. Ended up changing policies on other 2 vehicles to More Than, and then also the contents insurance - gave me a massive discount for having so many policies with them, and even used the No Claims Bonus on ALL the vehicles for me - BARGAIN !

**You DONT have to listen to Joanna Lumley when your ring up   s:lol: :lol: s:lol:    s:lol: :lol: s:lol:  **

aaronjb

#98
Owner: Aaron
Age: 27
NCB: 9yrs (not protected)
Convictions: SP30, Oct '05
Any other drivers? No

Year of Roadster: 02
Uk / EU / or J-spec: UK
Colour: Blue
Gearbox: Manual
Hardtop? Yes

Location: Berkshire
Garaged? No
Insurance Company: Adrian Flux
Underwriter if Applicable: NIG

10 month or 12 month policy? 12 month
Total Cost: £438

Modifications: Not so many (see sig)
Is the Value of Modifications Covered? Yes

Business Cover? No
Trackday Cover? Didn't ask

Claim Experience if Any? None so far

Any General Comments? The most 'reassuring' sounding people I spoke to - was nice to get a written quotation in the post, too.
[size=85]2001 Vauxhall Omega 3.2V6 Elite / 2003 BMW M3 Convertible / Dax 427 (in build)
ex-2002 MR2 TopSecret Turbo Roadster[/size]

Anonymous

#99
Owner: RoadRunner
Age: 19
NCB: 2 years
Convictions: None
Other drivers: Mum

Year of Roadster: 2001
Jap: Import
Colour: Silver
Gearbox: Manual
Hardtop: No

Location: Ilford, essex
Garaged: Garage
Insurance Company: Elephant
Total cost: £1030
Modifications: TRD Kit
Value of Mods covered: no
Business cover: N/A
Trackday cover: N/A

Claim experience: None

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