MR2 Hard Top write off

[2003bluecat]

Hello!

Just pondering; if an MR2 comes with a factory fitted hard-top, which can't be bought as an after-market extra, and then has an accident involving damaging the hard top beyond repair, would it be written off? There was one for sale near me recently, sold now though, but the seller said it was rolled onto the hard top, only had that and panel damage and was a cat c write off?

Seemed a bit odd so I walked away.

Any thoughts   s:?: :?: s:?:

[Anonymous]

Hard tops can be added to any roadster, whether it came with one or not. A damaged hardtop alone would not write off the car.

[2003bluecat]

Yeah I know, but if the insurance company was trying to source one and couldn't would it then be written off? Or would they have a look on ebay   s:wink: :wink: s:wink:  

Highly unlikely I'll come across another one like that anyway, it's was cheap for a reason I suppose.

[spit]

Its an interesting question. If you had to claim for repairs and MrT don't produce hardtops any more, I wonder how the Insurance company would reconcile that? I'd be surprised if they offered you a repair on the car and cash on top to compensate for the fact that they couldn't replace your hardtop on a new-for-old basis   s:D s:D

[nathanMR2]

Being from the insurance field it would be usual for the insurance company to provide the last known manufactures list price for any item which they are unable to obtain. Whether that be a part they don't make or a part that's going to take a loooooonnnng time to obtain. Im sure with some of the older mk3 roadsters it would be possible for the vehicle to become a write off based on the roof alone. It is pretty standard with insurance companies that should the repair or in this case replacement costs exceed 60% of the market value of the vehicle they would total loss the vehicle on the basis it would be uneconomical to repair it.

[onion86]

Im sure with some of the older mk3 roadsters it would be possible for the vehicle to become a write off based on the roof alone.

Especially as I think to buy all the parts for the hardtop from MrT was around the £2.5k mark. that's probably 75% of the value of an early roadster.

[2003bluecat]

Im sure with some of the older mk3 roadsters it would be possible for the vehicle to become a write off based on the roof alone.

Especially as I think to buy all the parts for the hardtop from MrT was around the £2.5k mark. that's probably 75% of the value of an early roadster.

£2,5k!! I didn't realise they were that much, that would write off some older ones then especially if they write off up to 60% of the value. Plus it'd be difficult to ruin the hard top without causing more damage   s:scared: :scared: s:scared:  

Thanks for the replies, looks like someone got a good bargain!