Uh,oh Rust

[2 of the left]

When giving the 2 a "fresh water wash down" and a cover of wax and polish I've found a small rust spot under the paintwork just forward of the nearside rear wheel arch.  s:evil: :evil: s:evil:  I estimate I've got 6 months before the top surface begins to bubble and flake!!Guess I have two options - a new full panel and exchange one for one or take the 2 to a body shop have the area cut out and blended with a replacement square!! Any suggestions gratefully accepted  s:wink: :wink: s:wink: