Insurance modifications?

[BARNPOT2000]

Can anyone please advise if any of the things I have done to my MR2 need to be declared as modifications for insurance purposes?
I have removed the precat manifold and replaced it with a straight through type.
I have fitted Tein 30mm lowering springs, but I read that lowering springs were an option when the cars were originally sold, so maybe that's not relevant?
Also, any recommendations for insurers that have good knowledge of our cars and see the benefits of owners such as myself who are looking to preserve and look after our cars?

[shnazzle]

Can anyone please advise if any of the things I have done to my MR2 need to be declared as modifications for insurance purposes?
I have removed the precat manifold and replaced it with a straight through type.
I have fitted Tein 30mm lowering springs, but I read that lowering springs were an option when the cars were originally sold, so maybe that's not relevant?
Also, any recommendations for insurers that have good knowledge of our cars and see the benefits of owners such as myself who are looking to preserve and look after our cars?

Greenlight have always been great to me. They don't care about any non-power mods. It adds nothing to the price. So literally just tell them everything down to stickers/badges.
They generally say something like "insured up to 190bhp",so all you need to do is call them and tell them your mods. Whenever

Wrt your question; all the things you talk about are called "dealer options". Springs, alloys, body kits, turbo kit, etc etc. So, need to be declared

[1979scotte]

These days you need to tell insurers if you've added almost anything.
Even stickers.
100% they want to know about the springs.
I agree with @shnazzle greenlight are very good.

[Topdownman]

Its always best to do changes to your car at renewal time, otherwise they can charge what they want mid policy. I add any mods I am thinking of when I renew so I know I can do them

I would recommend going on moneysupermarket at renewal and stating mods of lowering springs and aftermarket exhaust manifold. That way you will get many quotes as they are not very worrying mods for the underwriters.

The bottom line is that you need to declare everything or they may cancel your insurance and not pay out if you have a claim.

[JB21]

Greenlight are great, just renewed my 2ZZ conversion with all mods declared....£299 for the year.

[Gaz mr-s]

I agree with the above I was with Greenlight but both myself & partner had terrible phone calls with different people.
I've been with Lancaster for 2 or 3 years. Some of them want you to be a member of an enthusiasts group/club.

[shnazzle]

We're with Keith Michaels now for the Airtrek, also the same kind of setup as Greenlight. Free non-power mods. Very fair price