MR2 Roadster Owners Club

The Workshop => General => Topic started by: Anonymous on December 23, 2004, 10:34

Title: Induction kits and elephants ...
Post by: Anonymous on December 23, 2004, 10:34
Does anyone here who has fitted an induction kit fitted have insurance with elephant ..... what hit did it have on the insurance ?

sorry if this is the wrong place for this question...
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Post by: Anonymous on December 23, 2004, 11:05
Also while im about it ..... has any one with elephant added a spoiler and how did that affect the insurance ?
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Post by: Anonymous on December 23, 2004, 11:45
no effect for induction kits
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Post by: Bongo on December 23, 2004, 11:50
I asked about a hardtop and they wanted an extra £200-£300 for it as it was classed as an exterior visual modification (which i guess a spoiler would come as).

So if you're a younger driver like me then the effect is probably big   s:? :? s:?
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Post by: Liz on December 23, 2004, 13:17
When I was with elephant, they charged me about £15.00 for the induction kit
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Post by: Anonymous on January 4, 2005, 16:35
They wanted about £100 for the Induction Kit.

£150 for lowering

£150 for Alloy's
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Post by: Anonymous on January 4, 2005, 16:40
They wanted something like 50 from me just for the inlet pipe; even though I explained it made no difference to anything.  They wanted something like 70 for the lowering springs,

It really hacks me off that insurance companies can hide behind unexplained formulas for calculating insurance premiums (including factors that would never be allowed in any other area, such as gender) its obviously some guy sat there going, hmm, £100, no wait £120!
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Post by: Bongo on January 4, 2005, 17:19
Quote from: "odub"(including factors that would never be allowed in any other area, such as gender)

There was talk of stopping them from discriminating on gender - i don't know if it got very far though, it was obvious it would just lead to price increases to the gender who was seen as a lower risk.
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Post by: Anonymous on January 4, 2005, 18:40
Quote from: "Bongo"
Quote from: "odub"(including factors that would never be allowed in any other area, such as gender)

There was talk of stopping them from discriminating on gender - i don't know if it got very far though, it was obvious it would just lead to price increases to the gender who was seen as a lower risk.

The gender discrimination will continue... article here: http://news.bbc.co.uk/1/hi/business/4142115.stm  I think it's quite ironic that the Minister for Women and Equality , states that this continued discrimination is a good thing.
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Post by: Anonymous on January 4, 2005, 18:44
Quote from: "Bongo"I asked about a hardtop and they wanted an extra £200-£300 for it as it was classed as an exterior visual modification (which i guess a spoiler would come as).

So if you're a younger driver like me then the effect is probably big   s:? :? s:?

I hope uou told them were to shove it!!

The whole system needs looking into if u ask me
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Post by: Anonymous on January 4, 2005, 20:51
The quoted me £60 for Induction, Lowering Springs and Exhaust. Which i dont think is so bad, plus the quote for the following year went down by more than that.... they "seam" to be mod friendly IMO
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Post by: Bongo on January 4, 2005, 21:00
Quote from: "TheRaven"
Quote from: "Bongo"I asked about a hardtop and they wanted an extra £200-£300 for it as it was classed as an exterior visual modification (which i guess a spoiler would come as).

So if you're a younger driver like me then the effect is probably big   s:? :? s:?

I hope uou told them were to shove it!!

The whole system needs looking into if u ask me

Indeed i did, direct line covered it for free on and off the car - elephant's price didn't include any cover for it.
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Post by: heathstimpson on January 5, 2005, 07:24
But remember Elephant don't include the cost of the mods so if you damage the new twin exhaust etc they won't replace  s:? :? s:?