MR2 Roadster Owners Club

The Workshop => General => Topic started by: puma2 on April 7, 2021, 12:36

Title: agreed value car insurance
Post by: puma2 on April 7, 2021, 12:36
 :) hi has anyone ever tried to insure a 2 on a agreed value insurance policy  at all or has any info on this subject with another car :)

my insurance is  up next mouth and was thinking about this sort of policy  :)

any info will be helpfully thanks :) 
Title: Re: agreed value car insurance
Post by: 1979scotte on April 7, 2021, 12:57
Quote from: puma2 on April  7, 2021, 12:36:) hi has anyone ever tried to insure a 2 on a agreed value insurance policy  at all or has any info on this subject with another car :)

my insurance is  up next mouth and was thinking about this sort of policy  :)

any info will be helpfully thanks :) 


You usually have to send them loads of pics mileage mot basically prove that your car is tip top.
Can't remember if I actually went with it on any of my cars or not now but as I didn't claim I dont know if they try to wriggle out of the deal.
Title: Re: agreed value car insurance
Post by: puma2 on April 9, 2021, 08:17
 :) thanks for info.
looks like insurance is going up this year by some way.
getting quotes in now and not even close to last year will have to see what my renewal is :)
Title: Re: agreed value car insurance
Post by: ucb on April 9, 2021, 08:55
Renewed all my insurances in March and they were all similar to the last couple of years
Title: Re: agreed value car insurance
Post by: Topdownman on April 9, 2021, 09:27
I used to get offered agreed value but they dont seem to do that anymore.

I am surprised your renewal has gone up so definitely a good idea to shop around.
Title: Re: agreed value car insurance
Post by: tricky1138 on April 9, 2021, 09:31
I remember getting an agreed value on the Land Rover. Basically had to take photos from every angle, interior and engine, and list the modifications that make it the value you want.

I used Adrian Flux at the time, but there are plenty specialists out there that will do it.

Have you asked Greenlight or Chris Knott?
Title: Re: agreed value car insurance
Post by: puma2 on April 9, 2021, 10:12
 :) iam with greenlight and chris knott qouted nearly £400 and a few others have as well,
last year was £250 ish just waiting for them to see what price they got this year. as i spoke to them on Monday.
Title: Re: agreed value car insurance
Post by: SV-3 on April 9, 2021, 10:18
Quote from: puma2 on April  9, 2021, 10:12:) iam with greenlight and chris knott qouted nearly £400 and a few others have as well,
last year was £250 ish just waiting for them to see what price they got this year. as i spoke to them on Monday.
Are you sure they've got the right car - those prices are ridiculous :o
Title: Re: agreed value car insurance
Post by: 1979scotte on April 9, 2021, 10:18
Quote from: puma2 on April  9, 2021, 10:12:) iam with greenlight and chris knott qouted nearly £400 and a few others have as well,
last year was £250 ish just waiting for them to see what price they got this year. as i spoke to them on Monday.

I think insurance is bound to go up they had to pay out millions and millions on business interruption policys because of COVID.
And pay they're legal bills because they contested it all the way up to the supreme Court.
Title: Re: agreed value car insurance
Post by: puma2 on April 9, 2021, 10:21
Quote from: SV-3 on April  9, 2021, 10:18
Quote from: puma2 on April  9, 2021, 10:12:) iam with greenlight and chris knott qouted nearly £400 and a few others have as well,
last year was £250 ish just waiting for them to see what price they got this year. as i spoke to them on Monday.
Are you sure they've got the right car - those prices are ridiculous :o

yes defo the right prices with no chance in circumstances.
Title: Re: agreed value car insurance
Post by: SV-3 on April 9, 2021, 10:25
Quote from: puma2 on April  9, 2021, 10:21
Quote from: SV-3 on April  9, 2021, 10:18
Quote from: puma2 on April  9, 2021, 10:12:) iam with greenlight and chris knott qouted nearly £400 and a few others have as well,
last year was £250 ish just waiting for them to see what price they got this year. as i spoke to them on Monday.
Are you sure they've got the right car - those prices are ridiculous :o
Is your car heavily modified?

yes defo the right prices with no chance in circumstances.
Title: Re: agreed value car insurance
Post by: 1979scotte on April 9, 2021, 10:28
Quote from: SV-3 on April  9, 2021, 10:25
Quote from: puma2 on April  9, 2021, 10:21
Quote from: SV-3 on April  9, 2021, 10:18
Quote from: puma2 on April  9, 2021, 10:12:) iam with greenlight and chris knott qouted nearly £400 and a few others have as well,
last year was £250 ish just waiting for them to see what price they got this year. as i spoke to them on Monday.
Are you sure they've got the right car - those prices are ridiculous :o
Is your car heavily modified?

yes defo the right prices with no chance in circumstances.

Paul's car has no performance mods at all. Or suspension mods that I remember. He's added DRL and maybe a few other nice touches but nothing that would put off the big insurers.
Title: Re: agreed value car insurance
Post by: SV-3 on April 9, 2021, 11:02
Quote from: 1979scotte on April  9, 2021, 10:28
Quote from: SV-3 on April  9, 2021, 10:25
Quote from: puma2 on April  9, 2021, 10:21
Quote from: SV-3 on April  9, 2021, 10:18
Quote from: puma2 on April  9, 2021, 10:12:) iam with greenlight and chris knott qouted nearly £400 and a few others have as well,
last year was £250 ish just waiting for them to see what price they got this year. as i spoke to them on Monday.
Are you sure they've got the right car - those prices are ridiculous :o
Is your car heavily modified?

yes defo the right prices with no chance in circumstances.

Paul's car has no performance mods at all. Or suspension mods that I remember. He's added DRL and maybe a few other nice touches but nothing that would put off the big insurers.
At renewal, last September, I posted:

Insurance renewal time again.
Last years premium with non-affiliate insurer: £209.00
Quote from Chris Knott (same declarations/history etc): £355.00


My actual renewal was £168.
(Car lowered, and has TTE exhaust).
Title: Re: agreed value car insurance
Post by: 1979scotte on April 9, 2021, 11:04
Quote from: SV-3 on April  9, 2021, 11:02
Quote from: 1979scotte on April  9, 2021, 10:28
Quote from: SV-3 on April  9, 2021, 10:25
Quote from: puma2 on April  9, 2021, 10:21
Quote from: SV-3 on April  9, 2021, 10:18
Quote from: puma2 on April  9, 2021, 10:12:) iam with greenlight and chris knott qouted nearly £400 and a few others have as well,
last year was £250 ish just waiting for them to see what price they got this year. as i spoke to them on Monday.
Are you sure they've got the right car - those prices are ridiculous :o
Is your car heavily modified?

yes defo the right prices with no chance in circumstances.

Paul's car has no performance mods at all. Or suspension mods that I remember. He's added DRL and maybe a few other nice touches but nothing that would put off the big insurers.
At renewal, last September, I posted:

Insurance renewal time again.
Last years premium with non-affiliate insurer: £209.00
Quote from Chris Knott (same declarations/history etc): £355.00


My actual renewal was £168.
(Car lowered, and has TTE exhaust).

168 is good that's roughly what I paid 5-6 years ago when I had a stock 2.
Title: Re: agreed value car insurance
Post by: puma2 on April 9, 2021, 11:15
Quote from: 1979scotte on April  9, 2021, 10:28
Quote from: SV-3 on April  9, 2021, 10:25
Quote from: puma2 on April  9, 2021, 10:21
Quote from: SV-3 on April  9, 2021, 10:18
Quote from: puma2 on April  9, 2021, 10:12:) iam with greenlight and chris knott qouted nearly £400 and a few others have as well,
last year was £250 ish just waiting for them to see what price they got this year. as i spoke to them on Monday.
Are you sure they've got the right car - those prices are ridiculous :o
Is your car heavily modified?

no mods change since last year, has been slightly lowered but that was years ago. it all body work with stock engine.;



yes defo the right prices with no chance in circumstances.

Paul's car has no performance mods at all. Or suspension mods that I remember. He's added DRL and maybe a few other nice touches but nothing that would put off the big insurers.
Title: Re: agreed value car insurance
Post by: jvanzyl on April 22, 2021, 09:13
I did have an agreed value on the Audi a year back.. but honestly, they'll find a way around it if they can.
 I've adopted the position/attitude that they will not pay up or defend you if they can help it so if they do anything better than that you're pleasantly surprised ( I have yet to be..ever).
Title: Re: agreed value car insurance
Post by: puma2 on April 27, 2021, 20:41
 :) well i took the plunge today and got new insurance with the 2 on a agreed value policy
its £20 more than my renewal and they agreed the sum before i took out the policy.

as with all insurance you never no if you are insured even with certificate of any insurance unless they pay out :)