hey everyone

[Anonymous]

hi,

im new. just wanna ask a few questions. looking to get an mr2 within the next 6 months when ive saved up a bit more money to put down toward it.

so:

anyone here 19 with 1 years no claims.? how much was insurance and with who? best so far is elephant £1800 for 10 months f/c.

whats the difference between the imports and the uk spec cars?

and whats a realistic power figure to be had from tuning the car without playing with the internals too much?

[SteveJ]

Take a look at the sticky thread in general - http://www.mr2roc.org/forum/viewtopic.php?t=2469

Use of the search button will very quickly answer 90% of any other questions that you may have.

HTH

SteveJ

[Peter Wright]

hi,



whats the difference between the imports and the uk spec cars?

Jap imports are made to a higher standard
Read the articles in the back of Japanese performance Magazine

Oh no! what have I started now !

Pete

[Anonymous]

is that engine wise or the build quality of interior etc

[kanujunkie]

i'm sure it was Fran?? on here who's only 18

[Bongo]

Tomr2 aswell...

[Jap GT300]

Kerrie is only 19 and pays ~£700 through Elephant

[kanujunkie]

Kerrie is only 19 and pays ~£700 through Elephant

now that's cheap Adam!

[heathstimpson]

Kerrie is only 19 and pays ~£700 through Elephant

But she is female and therefore a lot less of a risk in the insurers eyes  s:wink: :wink: s:wink:  Welcome along Hefford.

[Darth Paul]

A quote from this thread...

http://www.mr2roc.org/forum/viewtopic.php?t=2469&start=50

Owner : Chris (chrisonite_100)
Age : 18
NCD : 1 Years
Convictions : None
Any other drivers? : None

Year of Roadster : 2001 (uk)
Colour : Blue
Gearbox : Manual
Hardtop? : Yes

Location : Essex
Garaged? : No, Private driveway

Insurance Company : Elephant
12 month policy

Total Cost : £2,500

Business Cover? : Yes
Trackday Cover? : No

Claim Experience if Any? : None
Any General Comments : Costs me a bloody fortune

18, not 19, but should give you a general idea.  s:wink: :wink: s:wink:  

Slightly off topic: My son will be 19 in May and he's hoping to get on my insurance over a weekend every now and then when he's home from uni.  s:shock: :shock: s:shock:    s:? :? s:?    s:evil: :evil: s:evil:   The insurance company refused when he was 18.

[Jap GT300]

Kerrie is only 19 and pays ~£700 through Elephant

But she is female and therefore a lot less of a risk in the insurers eyes  s:wink: :wink: s:wink:  Welcome along Hefford.

True, But i'm 23 with 4 years NCB and i'm paying £640 through Elelphant.  I'm on a 12month policy and Kerrie has a 10 month BTW

[Anonymous]

Im 26 and no paying about £450 with elephant  i found adding my girlfriend as a second driver took nearly £100 off the insurance, same with another family member whos elephant insurance on his accord type r went down when he added his girlfriend ...

[Jap GT300]

Same here.  We are both on each others policies and it reduced the quote!

[heathstimpson]

It always reduced the amount if you add the missus as they assume you do half the mileage each and women are deemed safer. My missus has not driven for about fifteen years but is always added onto the policy  s:wink: :wink: s:wink:  And it may come in handy if you cannot remember who was driving when going through a speed camera. A bloke at work has just got let off as he did not know if it was him or his missus at the wheel; yeh right  s:? :? s:?

[Anonymous]

im 18 with 1 yr ncb with elephant on 2000 imported mrS and i pay £1200. im a girl tho heehee!!!
not alot (if any) difference between uk spec and jap!!!!(the badges are different on the back tho!)
Frances
X

[Liz]

I was with elephant at a reasonable rate.... I left them when they refused to cover me after I fitted the TRD member braces  s:roll: :roll: s:roll:    s:roll: :roll: s:roll:  , hope that they are alright on everyone elses mods..slightly off topic but not if you see what I mean!!?

[Anonymous]

cheers peeps. doesnt look like im ettig that bad a deal. im 20 in march so im gonna wait till then and get it. save up a bit more and then my insurance should go down. only thing about my quoteis theyve added £200 onto it because i was involved in an accident. nothing to do with me. i got hit up the arse by a pizza hut moped whilst stationary in traffic. when i asked elephant why this was they told me that because id been in the wrong place at the wrong time once, im more likely to have it happen again.

[heathstimpson]

theyve added £200 onto it because i was involved in an accident. nothing to do with me. i got hit up the arse by a pizza hut moped whilst stationary in traffic. when i asked elephant why this was they told me that because id been in the wrong place at the wrong time once, im more likely to have it happen again.

Yer right; insurance find any excuse to add some more on. Its far more likely that you've been unlucky once so have LESS chance to be unlucky again.

[Anonymous]

Its far more likely that you've been unlucky once so have LESS chance to be unlucky again.

Nah, in a purely statistical sense the chances of the second event aren't affected by the first.  So he's just as likely the second time around.

[heathstimpson]

Its far more likely that you've been unlucky once so have LESS chance to be unlucky again.

Nah, in a purely statistical sense the chances of the second event aren't affected by the first.  So he's just as likely the second time around.

But no real justification to bump up the premium by £200  s:shock: :shock: s:shock:  That's just British insurance companies for yah   s:? :? s:?

[Anonymous]

Its far more likely that you've been unlucky once so have LESS chance to be unlucky again.

Nah, in a purely statistical sense the chances of the second event aren't affected by the first.  So he's just as likely the second time around.

But no real justification to bump up the premium by £200  s:shock: :shock: s:shock:  That's just British insurance companies for yah   s:? :? s:?

Lol, no argument with that.

[Anonymous]

cheers peeps. doesnt look like im ettig that bad a deal. im 20 in march so im gonna wait till then and get it. save up a bit more and then my insurance should go down. only thing about my quoteis theyve added £200 onto it because i was involved in an accident. nothing to do with me. i got hit up the arse by a pizza hut moped whilst stationary in traffic. when i asked elephant why this was they told me that because id been in the wrong place at the wrong time once, im more likely to have it happen again.

Same happened with me my mate hit me up the back three days after i passed my test and wrote off my car!! I told elephant this and they bumped my pre by £250 it not as if they dont sting me enough for £2500 its a bloody joke! Good luck though mate its a great fun car you will enjoy it sod the money at the end of the day its all worth it in the end!!  s:D s:D  

Just to add anyone fancy being my girlfriend to bring my prem down ill take you out for dinner if your lucky!!  s:wink: :wink: s:wink:    s:lol: :lol: s:lol: